@import "https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap";*,:before,:after{box-sizing:border-box;margin:0;padding:0}:root{--color-primary:#003b7a;--color-primary-mid:#005baf;--color-primary-to:#2b7bc0;--color-primary-hover:#002d5e;--color-primary-tint:#e8eff8;--color-accent:#3b9ae8;--color-accent-warm:#c4977d;--color-background:#f5f2ef;--color-surface:#fff;--color-surface-muted:#f5ede8;--color-border:#e2ddd8;--color-border-focus:#003b7a;--color-text-primary:#0d0f12;--color-text-secondary:#6c6e71;--color-text-muted:#9ca0a3;--color-text-on-primary:#fff;--color-text-link:#3b9ae8;--color-footer-text:#eaebec;--color-btn-dark:#242729;--color-tag-external:#fdddd4;--color-tag-external-text:#c04020;--color-tag-navy:#e8eff8;--color-tag-navy-text:#003b7a;--color-success:#1a7a4a;--color-success-bg:#d6f0e3;--color-warning:#d97706;--color-warning-bg:#fef3c7;--color-attention:#e05c3a;--color-attention-bg:#fef0eb;--gradient-hero:linear-gradient(135deg, #003b7a 0%, #005baf 50%, #2b7bc0 100%);--font-sans:"Inter", system-ui, -apple-system, sans-serif;--text-h1:2.5rem;--text-body-lg:1.125rem;--text-body:1rem;--text-small:.875rem;--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:20px;--space-6:24px;--space-8:32px;--space-10:40px;--space-12:48px;--radius-md:8px;--radius-lg:12px;--radius-full:9999px;--shadow-card:0 1px 3px #00000014, 0 1px 2px #0000000a;--shadow-elevated:0 4px 12px #0000001a, 0 2px 4px #0000000f;--shadow-modal:0 8px 32px #00000024;--text-h2:1.75rem;--text-h3:1.25rem;--text-body-md:.9375rem;--text-xs:.75rem;--text-micro:.6875rem;--radius-sm:6px;--radius-xl:16px;--radius-2xl:20px;--space-16:64px;--space-20:80px;--space-24:96px}body{font-family:var(--font-sans);background:var(--color-background);color:var(--color-text-primary);-webkit-font-smoothing:antialiased;min-height:100vh}.navbar{background:var(--color-primary);height:64px;padding:0 var(--space-10);border-bottom:none;align-items:center;display:flex}.navbar-logo{align-items:center;gap:var(--space-2);display:flex}.logo-circle{border-radius:var(--radius-full);background:var(--color-accent-warm);width:32px;height:32px;color:var(--color-text-on-primary);justify-content:center;align-items:center;font-size:14px;font-weight:700;display:flex}.logo-text{font-size:var(--text-body-lg);color:var(--color-text-on-primary);font-weight:600}.reg-page{background:var(--color-background);min-height:100vh}.step-layout{max-width:600px;padding:var(--space-10);margin:0 auto}.progress-wrap{margin-bottom:var(--space-8)}.progress-label{font-size:var(--text-small);color:var(--color-text-secondary);margin-bottom:var(--space-2);display:block}.progress-bar{background:var(--color-border);border-radius:2px;height:4px;overflow:hidden}.progress-bar-fill{background:var(--color-accent);border-radius:2px;height:100%;transition:width .3s}.reg-title{font-size:var(--text-h1);color:var(--color-text-primary);letter-spacing:-.015em;margin-bottom:var(--space-2);font-weight:700;line-height:1.2}.reg-title span{color:var(--color-accent)}.reg-subtitle{font-size:var(--text-body-lg);color:var(--color-text-secondary);margin-bottom:var(--space-8);line-height:1.6}.reg-error{background:var(--color-attention-bg);color:var(--color-attention);border:1px solid var(--color-attention);border-radius:var(--radius-md);padding:var(--space-3) var(--space-4);margin-bottom:var(--space-5);font-size:var(--text-small);font-weight:500}.card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:var(--space-8);box-shadow:var(--shadow-card)}.reg-form{gap:var(--space-5);flex-direction:column;display:flex}.form-row{gap:var(--space-4);grid-template-columns:1fr 1fr;display:grid}.field{gap:var(--space-2);flex-direction:column;display:flex}.field label{font-size:var(--text-small);color:var(--color-text-secondary);font-weight:500}.field input{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-md);width:100%;font-size:16px;font-family:var(--font-sans);color:var(--color-text-primary);appearance:none;outline:none;padding:12px 16px;transition:border-color .15s,box-shadow .15s}.field input::placeholder{color:var(--color-text-muted)}.field input:focus{border-color:var(--color-border-focus);box-shadow:0 0 0 3px #003b7a1f}.field input[type=date]::-webkit-calendar-picker-indicator{opacity:.5;cursor:pointer}.field-hint{font-size:var(--text-small);color:var(--color-text-muted);margin:0}.btn-primary-full{background:var(--color-primary);width:100%;color:var(--color-text-on-primary);font-family:var(--font-sans);border-radius:var(--radius-full);cursor:pointer;margin-top:var(--space-3);text-align:center;border:2px solid #fff3;padding:14px 28px;font-size:15px;font-weight:600;transition:background .15s,transform .1s}.btn-primary-full:not(:disabled):hover{background:var(--color-primary-mid);transform:translateY(-1px)}.btn-primary-full:disabled{opacity:.6;cursor:not-allowed}.reg-footer{text-align:center;margin-top:var(--space-6);font-size:var(--text-small);color:var(--color-text-secondary)}.text-link{color:var(--color-accent);font-weight:500;text-decoration:none}.text-link:hover{text-decoration:underline}.report-page{background:var(--color-background);min-height:100vh}.report-navbar{justify-content:space-between}.report-nav-links{gap:var(--space-8);display:flex}.report-nav-link{font-size:var(--text-body);color:#fffc;font-weight:400;text-decoration:none;transition:color .15s}.report-nav-link:hover{color:#fff}.report-nav-link--active{color:#fff;font-weight:600}.report-avatar{border-radius:var(--radius-full);background:#fff3;width:36px;height:36px}.report-main{max-width:1100px;padding:var(--space-10) var(--space-10);gap:var(--space-6);flex-direction:column;margin:0 auto;display:flex}.report-header{justify-content:space-between;align-items:flex-start;gap:var(--space-6);display:flex}.report-badge{font-size:var(--text-xs);letter-spacing:.04em;text-transform:uppercase;color:var(--color-tag-external-text);background:var(--color-tag-external);border-radius:var(--radius-full);margin-bottom:var(--space-3);padding:4px 10px;font-weight:500;display:inline-block}.report-title{letter-spacing:-.015em;color:var(--color-text-primary);margin-bottom:var(--space-2);font-size:2rem;font-weight:700;line-height:1.2}.report-meta{font-size:var(--text-small);color:var(--color-text-secondary)}.report-header__actions{gap:var(--space-3);flex-shrink:0;align-items:center;display:flex}.btn-outline{color:var(--color-text-primary);border:1.5px solid var(--color-border);border-radius:var(--radius-full);font-family:var(--font-sans);font-size:var(--text-body);cursor:pointer;background:0 0;padding:11px 24px;font-weight:500;transition:border-color .15s,color .15s,background .15s}.btn-outline:hover{border-color:var(--color-primary);color:var(--color-primary);background:var(--color-primary-tint)}.btn-dark{background:var(--color-btn-dark);color:var(--color-text-on-primary);border-radius:var(--radius-full);font-family:var(--font-sans);font-size:var(--text-body);cursor:pointer;border:none;padding:12px 24px;font-weight:600;transition:opacity .15s}.btn-dark:hover{opacity:.85}.risk-cards-grid{gap:var(--space-4);grid-template-columns:repeat(3,1fr);display:grid}.risk-card{padding:var(--space-6)}.risk-card__label{font-size:var(--text-small);color:var(--color-text-secondary);margin-bottom:var(--space-3)}.risk-card__level{align-items:center;gap:var(--space-2);margin-bottom:var(--space-4);display:flex}.risk-dot{border-radius:var(--radius-full);flex-shrink:0;width:10px;height:10px}.risk-dot--above{background:var(--color-warning)}.risk-dot--average,.risk-dot--below{background:var(--color-success)}.risk-card__level-text{font-size:var(--text-body);font-weight:600}.risk-card__level-text--above{color:var(--color-warning)}.risk-card__level-text--average,.risk-card__level-text--below{color:var(--color-success)}.risk-bar{height:6px;margin-top:var(--space-2);background:#e5e7eb;border-radius:3px;overflow:hidden}.risk-bar__fill{border-radius:3px;height:6px}.risk-bar__fill--above{background:var(--color-warning)}.risk-bar__fill--average,.risk-bar__fill--below{background:var(--color-success)}.report-bottom-grid{gap:var(--space-4);grid-template-columns:1fr 1fr;display:grid}.report-explanation{padding:var(--space-6)}.report-cta{padding:var(--space-6);background:var(--color-primary-tint);border:none}.report-section-title{font-size:var(--text-body);color:var(--color-text-primary);margin-bottom:var(--space-3);font-weight:600}.report-section-body{font-size:var(--text-small);color:var(--color-text-secondary);margin-bottom:var(--space-5);line-height:1.6}.report-cta__btn{padding:10px 24px}@media (width<=640px){.step-layout{padding:var(--space-6) var(--space-4)}.form-row{grid-template-columns:1fr}.reg-title{font-size:1.75rem}.report-main{padding:var(--space-6) var(--space-4)}.report-header{flex-direction:column}.report-header__actions{width:100%}.report-nav-links{display:none}.risk-cards-grid,.report-bottom-grid{grid-template-columns:1fr}}.payment-status{align-items:center;gap:var(--space-4);color:var(--color-text-secondary);text-align:center;flex-direction:column;display:flex}.spinner{border:4px solid var(--color-border);border-top-color:var(--color-primary);border-radius:var(--radius-full);width:40px;height:40px;animation:.8s linear infinite spin}@keyframes spin{to{transform:rotate(360deg)}}.progress-top{justify-content:space-between;align-items:baseline;gap:var(--space-4);display:flex}.progress-top .progress-label{margin-bottom:var(--space-2)}.progress-label-right{color:var(--color-text-muted)}.q-text{font-size:var(--text-body-lg);color:var(--color-text-primary);margin-bottom:var(--space-5);font-weight:600;line-height:1.5}.option-list{gap:var(--space-3);flex-direction:column;display:flex}.option-row{align-items:center;gap:var(--space-3);text-align:left;background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-md);width:100%;font-family:var(--font-sans);font-size:var(--text-body);color:var(--color-text-primary);cursor:pointer;padding:14px 16px;transition:border-color .15s,background .15s;display:flex}.option-row:not(.selected):hover{border-color:var(--color-primary-mid)}.option-row.selected{background:var(--color-primary-tint);border-color:var(--color-primary)}.option-label{flex:1}.option-row .radio{border:2px solid #c0c8cc;border-radius:50%;flex-shrink:0;width:20px;height:20px;transition:border-color .15s;position:relative}.option-row.selected .radio{border-color:var(--color-primary)}.option-row.selected .radio:after{content:"";background:var(--color-primary);border-radius:50%;position:absolute;inset:3px}.option-row .checkbox{border:2px solid #c0c8cc;border-radius:4px;flex-shrink:0;width:20px;height:20px;transition:border-color .15s,background .15s;position:relative}.option-row.selected .checkbox{border-color:var(--color-primary);background:var(--color-primary)}.option-row.selected .checkbox:after{content:"";border:2px solid #fff;border-width:0 2px 2px 0;width:5px;height:10px;position:absolute;top:2px;left:6px;transform:rotate(45deg)}.q-nav{justify-content:space-between;align-items:center;gap:var(--space-4);margin-top:var(--space-6);display:flex}.btn-back,.btn-next{font-family:var(--font-sans);border-radius:var(--radius-full);cursor:pointer;padding:12px 24px;font-size:15px;font-weight:600;transition:background .15s,border-color .15s,color .15s,transform .1s}.btn-back{background:var(--color-surface);color:var(--color-text-primary);border:1.5px solid var(--color-border)}.btn-back:not(:disabled):hover{border-color:var(--color-primary);color:var(--color-primary)}.btn-next{background:var(--color-primary);color:var(--color-text-on-primary);border:2px solid #fff3}.btn-next:not(:disabled):hover{background:var(--color-primary-mid);transform:translateY(-1px)}.btn-back:disabled,.btn-next:disabled{opacity:.6;cursor:not-allowed}.step-layout-wide{max-width:960px}.pay-layout{gap:var(--space-6);grid-template-columns:1fr 1fr;align-items:start;display:grid}.pay-summary{gap:var(--space-3);flex-direction:column;display:flex}.summary-row{font-size:var(--text-body);justify-content:space-between;display:flex}.summary-muted{color:var(--color-text-secondary)}.summary-divider{background:var(--color-border);height:1px;margin:var(--space-2) 0}.summary-total{font-weight:700}.summary-note{margin-top:var(--space-3);background:var(--color-primary-tint);color:var(--color-primary);border-radius:var(--radius-md);padding:var(--space-3) var(--space-4);font-size:var(--text-small)}.pay-heading{font-size:var(--text-body-lg);color:var(--color-text-primary);margin-bottom:var(--space-1);font-weight:600}.stripe-input{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:13px 16px}.stripe-input.StripeElement--focus{border-color:var(--color-border-focus);box-shadow:0 0 0 3px #003b7a1f}.pay-secure{font-size:var(--text-small);color:var(--color-text-muted);text-align:center;margin:0}@media (width<=640px){.pay-layout{grid-template-columns:1fr}}